This is the final post in our three-week series on “The Real Cost of a College Education.” In Part 1, we looked at how families, especially low-income families, overestimate the cost of college and, as a result, often make the poor financial decision not to attend college at all. In Part 2, we looked at strategies for reducing the cost of higher education, including getting an associate degree instead of a bachelor’s degree, earning free credit for college online and entering school with a lucrative career path already in mind. We also began to discuss dealing with student loan debt. In this third and final installment, we’ll take a up-close look at how to get rid of student loan debt quickly. (more…)
In our last post, we discussed how many families, especially low-income families, tend to overestimate the cost of college. Fearing the sticker price of most standard universities or fearing a mountain of student loan debt, some families and individuals make the choice to forego college altogether due to its cost. As we shall see in this post, that’s a very unfortunate decision, since the financial benefits of college far outweigh the financial cons. (more…)
According to the policy think-tank the American Enterprise Institute (AEI), low-income families have a tendency to overestimate the cost of college. By overestimating college costs, some of these families make the decision not to send their children to college at all. Other families advise their children to “aim low,” avoiding colleges and universities that are perceived as expensive and sticking instead to trade schools and community colleges. (more…)
The FOX musical Glee may no longer be the most popular show in America, but plenty of people in the 18- to 49-year-old age range are still following the characters in the coming-of-age series. One of the show’s big themes during the fourth season has been the lost puppy dilemma of Glee’s male lead, character Finn Hudson. Like many 19-year-olds, Finn doesn’t know what to do with his life. He was going to go to an acting school in New York City in order to follow his girlfriend, but he didn’t get into the school. Then he thought he’d join the army, but he accidentally shot himself in the leg. He tried going to New York one more time, but he realized that he’s a small town kind of guy and that the Big Apple just wasn’t going to work for him. Directionless, he ended up working in his step-dad’s tire shop — a dead-end job if there ever was one. (more…)
How to Become a Psychologist
If you are compassionate, good at listening and driven to help others, becoming a psychologist is a field that might be right for you. In this article, we’ll take an in-depth look at how to become a psychologist and what the job entails.
The Wide Variety of the Psychology Field
The stereotype of a psychologist is someone who sits impassively behind a desk, occasionally nodding and making notes on a yellow pad of legal paper, as a client lies down on a leather sofa and discusses his or her feelings. While this stereotype of a psychologist may sometimes have some truth to it, the field of psychology is far larger than just counseling. (more…)
A physician assistant is an individual who practices medicine as an assistant to a doctor or to a surgeon. Physician assistants, also referred to as “PAs,” are generally high earners, making on average more than $86,000 per year. Additionally, this is a career that’s growing by leaps and bounds, like all professions within the healthcare industry. (more…)
According to a New Year’s resolution survey by L.A. Fitness, three-quarters of the people who make New Year’s resolutions break their promises by the end of February. As we’re now well into Spring 2013, frustrated resolution-makers might be asking, “Why can’t I stick to my diet?”
In some cases, the problem might not actually be you; the problem might be with the diet. While a SlimFast-type diet might help you shed a few pounds so that you can fit into that wedding dress, it doesn’t provide a formula for long-term sustainability. After a while, a SlimFast-type of diet becomes boring and hard to follow. (more…)
If you ask a bankruptcy lawyer if you should declare bankruptcy or not, be aware that they have a vested interest in telling you, “Yes, filing for bankruptcy is exactly what you should do.” Granted, there are times when filing for bankruptcy makes sense. However, there are also many people who stand to profit from your bankruptcy and will encourage you, with dubious intentions, to go forward with it. This article is meant to be a balanced guide to help you answer the question, “Should I declare bankruptcy?” by looking at both sides of the bankruptcy equation. Take a close look at these four reasons why you should not file for bankruptcy and these three reasons why you should. (more…)
With May and graduation just around the corner, many soon-to-be graduates are asking themselves the same question new grads have been asking themselves for generations: now what? Some graduates will continue on to medical school, law school, business school and other graduate programs. Others may choose to take some time off. Most, however, will be entering the workforce. If you’re wondering what companies offer the best opportunities for recent graduates, check out this list of eight of the best companies for new graduates. Although the numbers provided for these companies are a couple of years old, they still have similar hiring practices today. (more…)
Wouldn’t it be great if you could just take a pill and suddenly feel smarter? What if you could take a pill to enhance your memory right before an exam? What if another pill could help your brain process information at a faster speed?
As it turns out, there are supplements that will help you to accomplish these mental feats. Some of them are all natural herbs; some of them are chemical blends that have been developed by scientists. All of them belong to the class of drugs known as “nootropics,” or smart drugs. (more…)